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Writer's pictureBeth & Tim Manners

Raise.me: Introducing Microscholarships

Updated: Sep 20, 2019

A startup website called Raise.me allows students to earn scholarship credits in exchange for taking certain courses and realizing other achievements, The New York Times reports. “The start-up’s approach is a mash-up of two popular economic concepts. One is ‘nudging,’ that is designing systems to influence the choices people make, ideally for their own good. The other is microfinance — incremental loans for entrepreneurs who would not otherwise have access to funding.”


“Raise.me charges participating institutions annual fees of $4,000 to $20,000 based on a college’s size and scholarship program. Each college sets its own criteria. Penn State has made its Raise.me program available to students at five high schools in Philadelphia, as well as six rural Pennsylvania high schools. Those students may earn scholarships of up to $4,000 a year for four years. Among other awards, the university offers them $120 for each A grade in a core course, $400 for each advanced placement course, $100 for each year of perfect attendance, $100 for a leadership role in a sport or extracurricular activity and $5 for each hour of community service, up to $500.


“The potential risk is that introducing monetary rewards could curb students’ intrinsic motivation to succeed in school, or their innate enjoyment of activities like reading, in favor of striving for scholarship dollars.” However, Raise.me co-founder Preston Silverman “said that the scholarship program did not displace students’ inner enthusiasm, but rather enhanced their motivation by showing them additional ways they could prepare for college.”

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